BudgetXP+ Desktop
A native personal finance app for macOS: accounts, budgets, reconciliation, and reporting, synced automatically with BudgetXP+ on iPhone and iPad.
Free to download · BudgetXP+ Pro $12.99 one-time · macOS 15.6 or later
Now on the Mac App Store
Why BudgetXP+ Desktop
The other half of the same idea
BudgetXP+ started as a Windows desktop app I wrote so my wife and I could track our spending and set money aside for a rainy day. BudgetXP+ for iPhone and iPad brought that budget into our pockets, so a purchase gets logged the moment it happens.
BudgetXP+ Desktop completes the idea: a native Mac app for sitting down with the full picture, reconciling against a bank statement, and digging into reports, with everything synced automatically to the app in your pocket.
Alexander Rohr, developer
Features
Built natively for the Mac
Transaction ledger
A sortable table view with multi-column sort, full-text search, and keyboard shortcuts for editing, duplicating, and adding transactions.
Reconciliation mode
Enter your bank statement's closing balance and check off cleared transactions, with a running difference that updates live.
CSV import & export
Import any bank CSV export with smart column mapping, or export the current month to a properly formatted CSV.
Split transactions
Divide one transaction across multiple categories, with a live remaining balance as you split.
Reports
The same charts as iOS, sized for a wide desktop canvas, plus a 12-month net worth line chart.
Menu bar companion
Your net worth sits right in the menu bar, and one click opens a quick view of account balances and recent transactions. You can hide the number in Settings.
Fast entry
Add several transactions at once in a spreadsheet-style grid, with autocomplete, bulk actions, and ATM-style currency entry.
Contact manager
Keep vendor and creditor details, such as a website, username, and password, right alongside your accounts.
Also on iPhone & iPad
BudgetXP+ is available separately for iPhone and iPad, syncing automatically over iCloud.
What's new
Latest update
Version 1.6 October 7, 2026
- Your net worth now appears right in the menu bar. One click opens a quick view of balances and recent transactions, and you can hide the number any time in Settings.
- Reconciliation no longer shows "-$0.00" when your balances match exactly.
- The CSV import window is taller, so the column mapping and the preview of your first rows both fit without scrolling.
- Bug fixes and polish.
Screens
A look inside
Privacy
Your money stays yours
BudgetXP+ Desktop has no account to create and no servers of its own. Your accounts and transactions are stored on your Mac and sync through your own iCloud, so they're available on your iPhone and iPad too. BudgetXP+ never sees them.
Pricing
Try it free
Free
$0
Everything you need to get started.
- Up to 3 accounts and 50 transactions
- Reconciliation and reports
- CSV import and export
- iCloud sync with iPhone and iPad
BudgetXP+ Pro
$12.99 one-time
Everything unlocked, forever.
- Unlimited accounts and transactions
- One-time purchase, no subscription
- A separate purchase from BudgetXP+ Pro on iPhone and iPad
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